- Retirement is something to think about years before you get there.
- Choosing the best place to retire in the US means weighing affordability, quality of life, activities, and healthcare.
- WalletHub ranked the best US cities to live in retirement.
- Many of the top cities are in states with warm weather.
Deciding where to live in retirement may be one of the last major financial decisions you'll make, and picking the right spot is important.
WalletHub set out to put worried minds at ease. The site used available data for the 150 largest US cities to find the best and worst places to lay your hat. We already looked at the worst cities for retirement, so let's take a look at the opposite: the best urban areas to live in your post-working life.
How people spend time when they don't have to go to the office every day tends to be a little different. Many dream of hours full of painting and golf, but there are more practical considerations to keep in mind too.
Along with the weather and nearby museums and tennis courts, reliable, accessible healthcare and affordable housing are important benchmarks when determining where to live in retirement.
WalletHub found that the cities below offered a great quality of life, good healthcare, and plentiful activities — all at an affordable cost.
WalletHub scored each city based on affordability, activities, quality of life, and healthcare. The four categories were weighted equally, and each city was given a total score and then ranked, with the highest overall score designating the best city. WalletHub used data for only the city, not the surrounding metro area.
We've included the total score (out of a possible 100), with a higher score denoting a better place to live, as well as its ranking out of 150 cities for each of the four categories, with a lower number being better.
46. Charlotte, NC
Total score (out of 100): 50.55
Rankings (out of 150 cities):
- Affordability: 59
- Activities: 92
- Quality of life: 55
- Healthcare: 40